Your life can change in an instant. Nothing is written in stone, and this is why planning for the unexpected is crucial. Insurance protection should be a part of your plans for your future. Disability insurance is something you might want to consider. This plan provides coverage to the patient when they are unable to work due to an illness or pregnancy.
Disability coverage provides a portion of your missed income while you’re under medical care. You will receive a payment after missing a certain number of days of work. The benefit amount is a percentage of your usual pay. You also have the option to choose how much to use.
All employees have access to this coverage, if they are employed full or part time and their employer offers the coverage. A person can also obtain coverage independently.