Boat insurance covers a wide array of water vessels such as Jet Skis, yachts, sailing boats, performance boats, fishing boats, and many more. Unfortunately, as fun as activities like fishing, sailing, skiing, and cruising are, they present inherent dangers that could damage your boat or cause physical injury to the boat users. To make sure your time in the water is worry-free, you need the right amount of boat insurance to protect you and your boat when the unthinkable happens.
Boat Insurance Options.
Boat insurance is offered in various options to ensure that boaters have all-around protection. Some options include:
- Liability coverage: Just like the roads, accidents can happen while using your boat in the water. As a result, you can be faced with property damages and medical expenses for damages caused to third parties. However, when you purchase liability boat insurance coverage, damages and losses caused to other persons are taken care of.
- Collision coverage: Protects your boat when physically damaged in a boating accident.
- Comprehensive coverage: Protects your boat from non-collision risks like theft, vandalism, falling objects, and many more.
- Uninsured/underinsured boater coverage: Covers injuries and damages you sustain if you are involved in an accident with a boater who does not have proper boat insurance.
We can work with you to determine what coverage best fits your needs. We’ll walk you through the process, every step of the way, to make sure your policy provides protection and peace of mind.